Effective loan documentation is a key building block in protecting the integrity of the bank's lending assets. This webinar will help you navigate the complexity of commercial loan documents and understand the key components of a credit agreement. As commercial loan documentation has become more complex and hundreds of pages long, many loan officers and counsel have found it difficult to adequately review the documentation. Receive a comprehensive understanding of drafting and reviewing the key provisions of a credit agreement.
WHY SHOULD YOU ATTEND?
This proactive webinar provides a thorough overview of commercial lending requirements from a loan structure, documentation, and compliance perspective. Basic business structure will be presented along with loan structure and loan support. Additionally, commercial lending issues relative to loan documentation will be reviewed. Loan pricing and monitoring will also be covered along with a review of current compliance issues. The webinar will be summarized through a comprehensive case study.LEARNING OBJECTIVES
Review basic business structure: C Corporations to LLC'sExplore the six elements of loan structure: loan purpose, sources of repayment, adequate amount, appropriate term, adequate support, framework for monitoringSummarize the four elements of loan support: collateral, guaranties, loan agreements, subordination agreementsHighlight commercial loan documentation issues including promissory notes, security agreements, and guaranties along with the use of the BSA loan rating, collateral rating, and C&I borrower rating matrixesDiscuss loan pricing and monitoring issuesReview current compliance issues: Equal Credit Opportunity Act (Reg B), Truth in Lending Act (Reg Z), Bank Secrecy Act (BSA), Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act, and UCC Article 9Analyze comprehensive loan structure/documentation/compliance case studyWHO WILL BENEFIT?
This informative session is designed for:Commercial lendersCredit analystsLoan documentation specialistsBranch managersAssistant branch managersPrivate bankersBusiness development officers
This proactive webinar provides a thorough overview of commercial lending requirements from a loan structure, documentation, and compliance perspective. Basic business structure will be presented along with loan structure and loan support. Additionally, commercial lending issues relative to loan documentation will be reviewed. Loan pricing and monitoring will also be covered along with a review of current compliance issues. The webinar will be summarized through a comprehensive case study.
Review basic business structure: C Corporations to LLC'sExplore the six elements of loan structure: loan purpose, sources of repayment, adequate amount, appropriate term, adequate support, framework for monitoringSummarize the four elements of loan support: collateral, guaranties, loan agreements, subordination agreementsHighlight commercial loan documentation issues including promissory notes, security agreements, and guaranties along with the use of the BSA loan rating, collateral rating, and C&I borrower rating matrixesDiscuss loan pricing and monitoring issuesReview current compliance issues: Equal Credit Opportunity Act (Reg B), Truth in Lending Act (Reg Z), Bank Secrecy Act (BSA), Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act, and UCC Article 9Analyze comprehensive loan structure/documentation/compliance case study
This informative session is designed for:Commercial lendersCredit analystsLoan documentation specialistsBranch managersAssistant branch managersPrivate bankersBusiness development officers